Publisher score
This publisher score retains the public-information rubric subtotal below. It is not an independent rating or an assessment of customer outcomes. Affiliation disclosure.
Research rubric subtotal: 8.0/10
The described restructuring work is broader than MCA settlement. A matched BBB profile is available; transaction-specific legal, tax, and fee terms require a proposal.
The research subtotal measures public information and MCA relevance, not customer satisfaction, service quality, or expected savings. Missing evidence reduces the research subtotal; it does not prove poor service. The publisher score and commercial placement are separate.
See the scoring rules and limitations →What does Second Wind Consultants do?
Second Wind describes out-of-court restructurings and business transactions aimed at preserving operating value. Its offering extends beyond a simple negotiation over one advance. Owners considering a transaction or restructuring should involve their own lawyer and accountant to understand asset transfers, creditor rights, ownership, and tax consequences.
Source: Company website ↗
Second Wind Consultants BBB rating and public record
BBB lists Second Wind Consultants, Inc. with an A+ grade and accreditation since January 2014. The business start date in that profile is April 2009. Its own About page describes activity beginning in 2008, so we identify each source rather than present one date as definitively resolving that difference.
Sources: BBB business profile ↗ · BBB complaints ↗
Fees, results, and what to clarify
A consulting or restructuring engagement may have a different objective and cost structure from negotiated debt settlement. Evaluate the specific mechanism proposed, the impact on the operating entity, and the rights of each creditor. A broader service scope is not automatically better for a business that only needs one payment agreement.
Use this public-record review to prepare for a consultation. We have not audited this provider’s client outcomes or obtained a quote for your business. A BBB grade does not establish guaranteed savings, pricing, or suitability.
Questions to ask Second Wind Consultants
- What transaction or restructuring mechanism are you proposing?
- Will ownership, assets, or the operating entity change?
- Which creditor claims and personal guarantees remain afterward?
- What independent legal and tax review is required, and who pays for it?
Compare written proposals on the same basis
Compare this proposal with Coastal Debt Resolve and other firms using the same balances, timeline, and service requirements. Ask for all costs, the cancellation policy, the handling of legal notices, and the expected reporting schedule in writing.
See the side-by-side company comparison → · Understand the settlement process →
Common questions
How much does Second Wind Consultants charge?
We have not verified a complete, current fee schedule for this provider. Ask for the total dollar cost, what triggers each fee, attorney and account charges, and cancellation terms for your exact accounts. A lower monthly payment does not establish lower total cost.
Is Second Wind Consultants BBB accredited?
Yes. The linked BBB profile showed accreditation and A+ as of September 6, 2026. Accreditation and ratings can change.
Can this review tell me whether I will save money?
No. Net savings depend on creditor agreements, fees, legal costs, tax treatment, and completing the terms. Obtain a written proposal and independent advice where needed.
Does a BBB grade include customer star ratings?
No. BBB says customer reviews are not used in calculating the letter grade. Read both measures and the complaint record. BBB’s explanation.
Sources and review limits
- Provider website — service descriptions are the provider’s claims.
- BBB profile, complaints, and customer reviews — reported experiences, not independently verified outcomes.
Checked September 6, 2026. This is desk research, not a first-hand customer review or a legal investigation. We do not infer wrongdoing from a complaint or from non-accreditation.